Can you profit from Real Estate? YES! I'll show you, and it's FREE! Learn how to create cash from NOTHING and then BUILD your wealth. I'll show you how to: -- Buy rental homes with NO money and NO credit! -- Flip homes (buy and sell them for profit), including wholesale homes! -- Buy a home, improve it, and sell it for a very nice return! -- Get a positive cash flow from the first day you own a rental home!
Monday, June 9, 2025
Saturday, May 31, 2025
Friday, May 30, 2025
Thursday, May 22, 2025
Wednesday, May 21, 2025
2 Genius Ways to Use a Wraparound Mortgage to Get Rich WITHOUT a Bank!
2 Genius Ways to Use a Wraparound Mortgage to Get Rich WITHOUT a Bank!
📝 700-Word Blog Post (SEO-Optimized)
If you’re tired of the banks saying “no” or being forced to put your credit on the line, there’s a smarter way to get rich in real estate — without the red tape. It’s called a wraparound mortgage, and it’s one of the most powerful tools savvy investors are using to close deals fast, create monthly cash flow, and build wealth — even if they’re starting with nothing.
In this blog post, I’ll break down 2 genius ways you can structure a wraparound mortgage to make serious money without using your own credit or bank loans. Whether you're a newbie or a seasoned investor looking for creative financing solutions, this is a strategy you need in your toolbox.
🔑 What Is a Wraparound Mortgage?
A wraparound mortgage is a form of seller financing where you, the investor, take control of a house that still has an existing mortgage, and you wrap a new loan around the original one. Instead of paying off the seller's mortgage, you leave it in place — and the seller “carries” the financing to you with a higher interest rate or price. You collect payments from the end buyer, then pay the seller’s original mortgage and pocket the difference.
💡 Genius Way #1: Buy on Terms and Sell on Terms (Double Wrap)
Let’s say a motivated seller owes $150,000 on their mortgage at 3% interest. They need out fast but don’t want to ruin their credit. Instead of paying them cash or getting a loan, you take over their payments “subject-to” the existing mortgage.
You then sell the property on a wraparound mortgage to a new buyer for $200,000 at 8% interest. You didn’t use your credit. You didn’t get a loan. And yet, you control the property and collect monthly payments.
🔁 You pay the seller’s mortgage: $1,000/month
💰 You receive from your end-buyer: $1,600/month
💵 You profit: $600/month cash flow + equity
This is how you build passive income and generational wealth without ever stepping foot in a bank.
💡 Genius Way #2: Acquire and Flip with a Wrap
Another powerful way to structure a wraparound mortgage is to acquire a property creatively and flip it — not by doing repairs, but by flipping the financing.
Let’s say a seller is behind on payments, facing foreclosure, and owes $180,000 on a $220,000 house. You wrap their existing loan, structure a new price and terms with your buyer (maybe $240,000 at 9%), and flip it to someone who can’t qualify at a bank.
Your buyer now owns the home and pays you directly. You sell the note, cash out, or collect monthly cash flow — all from controlling paper, not drywall.
This is the cashflow without construction model — smart, fast, and scalable.
🚫 Why This Beats Traditional Investing
✅ No credit checks
✅ No loans
✅ No banks
✅ Fast closings
✅ More control
✅ Built-in equity and cash flow
And the best part? You help motivated sellers get out of bad situations and help buyers become homeowners who otherwise couldn’t qualify.
🔥 Ready to Learn and Earn?
If you're ready to learn how to do wraparound deals like this step-by-step and build real wealth without debt slavery, I’ve got something special for you:
👉 Check out The New Flip – a smart game that teaches you how to make money flipping bikes today while learning skills that apply to wholesaling, seller financing, and wrap deals:
📘 Get the Book & Game at: http://www.TheNewFlip.com
🚀 Want to go deeper and learn how to structure these deals in real life? Join my 1-on-1 reboot coaching and let me help you create your first or next real estate payday with no bank loans:
👊 Apply at: https://MyRealEstateDojo.com
📌 Final Thoughts
You don’t need to be rich. You don’t need to borrow money. And you definitely don’t need a 700+ credit score. What you need is a creative mind, the right strategy, and the courage to take action.
Wraparound mortgages are the new way to win in real estate — and it’s time you learn how to play.
🔗 Learn More:
📲 Text me your questions: (720) 722-0708
📣 Call to Action:
Don’t wait. Learn how to flip bikes and scale into real estate deals without debt.
👉 Start your journey today at http://www.TheNewFlip.com
Monday, May 19, 2025
Sunday, May 18, 2025
NEVER Say This When Negotiating – It KILLS the Deal!
Friday, May 16, 2025
How Escrow Works in a Cash Real Estate Deal (Explained with Stick Figures!)
🎯 How to Close a Real Estate Deal with a Cash Buyer and a Free & Clear Seller (Escrow Explained Simply)
Are you confused about how real estate closings work—especially when it comes to cash transactions and creative financing? In this video, I break down exactly what happens during a real estate closing when a cash buyer is purchasing a house from a seller who owns their property free and clear—with no mortgage or liens.
If you're getting into creative real estate investing, wholesaling, Subject-To deals, or cash offers, this is the foundational knowledge you must have to succeed.
🔍 What You'll Learn in This Video:
✅ What an “all cash” real estate transaction looks like
✅ How the escrow process works when there’s no lender involved
✅ What a deed is and how ownership is transferred
✅ The role of the escrow company in closing
✅ How to explain this process to sellers and build trust
✅ Why understanding the “cash for deed” model gives you a competitive edge
✅ Visual breakdown using stick figures so you can truly see the transaction unfold
🧠 Why This Matters (Especially for Creative Financing Investors):
Most people trying to get into real estate investing never actually learn how the closing process works. They rely on agents, title companies, or wholesalers—and miss the chance to become real deal-makers.
But if you want to be a real investor who can close deals directly with sellers, you need to be able to explain:
How money moves
What gets exchanged
Who is responsible for what
And what happens at escrow
This video gives you the tools to explain the closing process with confidence—so you can educate your sellers, remove fear, and lock in more deals.
📌 Real-World Example in This Video:
Imagine you're the buyer. You've got the cash. The seller owns their house free and clear—meaning there’s no mortgageand no bank involved. You negotiate, sign a contract, and head to closing.
Here’s what happens at escrow:
💰 You give the cash
📜 The seller gives the deed
📂 Escrow handles the transfer
🏠 You walk away as the new owner
Simple. Clean. Powerful.
This is the exact model many real estate investors use when flipping, wholesaling, or acquiring rentals using seller financing or Subject-To.
🎯 Pro Tip:
Once you truly understand this simple 2-step dance—cash for deed—you can apply it across all creative strategies:
→ Wraparound mortgages
→ Subject-To deals
→ Owner financing
→ Assignment of contract
Because at the end of the day, every real estate deal closes at escrow, and knowing how that works gives you leverage.
💬 Let’s Connect – Drop a Comment!
If this video helped clear up some confusion, let me know in the comments!
Have questions about escrow, cash deals, or creative financing?
👇 Drop them below, and I’ll personally answer.
📚 Want to Go Deeper and Learn to Close Creative Deals Without Using Banks or Credit?
🚀 Start Here:
🔥 The New Flip – Make money while you learn real estate
👉 https://TheNewFlip.com
📘 Books + Courses – Go deep on Subject-To, Seller Financing, Wholesaling, & more
👉 https://myrealestatedojo.com/subto/courses/
🎓 Free SubTo Course – Learn how to buy houses without bank loans
👉 https://myrealestatedojo.com/subto/start-now/
👥 Join Our Free Community
Connect with other real estate investors & entrepreneurs
👉 https://www.MrNoFluFF.com/group
📱 Got questions or want coaching?
Text me directly at: (720) 722-0708
🔔 Don't Forget to Subscribe!
I drop weekly videos on real estate investing, seller financing, SubTo deals, marketing, negotiation, and how to build wealth WITHOUT becoming a debt slave.
👊 Smash that Like button
📢 Share this video with someone trying to learn real estate
🔔 Subscribe & turn on notifications so you don’t miss the next one
📌 Follow Me on Social Media:
TikTok: https://www.tiktok.com/@myrealestatedojo
YouTube: https://www.youtube.com/MyRealEstateDOJO
Rumble: https://rumble.com/user/mrnofluff
Podcast: https://podcasts.apple.com/tw/podcast/my-real-estate-dojo/id1657018370
📌 Keywords for This Video:
cash buyer closing, how escrow works in real estate, free and clear house, how to close real estate deals, real estate escrow explained, creative real estate investing, subject to investing, seller financing, wraparound mortgages, take over mortgage payments, real estate crash course, real estate investing basics, real estate for beginners
Thursday, May 15, 2025
Tuesday, May 13, 2025
Wednesday, May 7, 2025
Watch Me Make $450 in 3 Hours Starting with Just $100
🚀 How I Turned $100 into $450 in Just 3 Hours (No Experience Needed!)
Have you ever wondered how to make fast money with just $100 and no fancy skills or connections? In this video, I’ll show you exactly how I flipped $100 into $450 in only 3 hours—using a simple side hustle that anyone can start TODAY. No credit. No debt. No experience. Just pure hustle, smart strategy, and the will to take action.
💡 This is the exact method I’ve used to teach thousands of people how to make quick money while learning real entrepreneurship. It’s called The New Flip — a beginner-friendly, low-risk strategy that helps you generate real cash fast while learning the fundamentals of investing, flipping, negotiation, and business.
Whether you’re a student, a single parent, an aspiring entrepreneur, or someone trying to escape the 9-5 grind, this hustle works. I’m living proof. I went from living in my car with just $100 to building multiple 6-figure businesses, including a real estate empire — and it all started with flipping like this.
👀 What You’ll See in This Video:
✅ Step-by-step breakdown of how I flipped $100 into $450
✅ The item I bought, where I found it, and how I negotiated
✅ How I sold it fast for a profit
✅ Tips to repeat this process over and over
✅ The mindset that separates winners from quitters
✅ Why this simple hustle teaches you real-world skills that schools never will
📈 Why This Works (Even in 2025)
The world is changing, but the fundamentals of hustle and flipping never go out of style. With inflation rising, wages stagnating, and AI disrupting jobs, the smartest move you can make is to learn how to create your own income. That’s what this video is about.
Instead of waiting for a raise or taking on risky debt, you can start with $100 (or even less) and build your way up. I've seen students do this over and over again—some making $200, $500, even $1,000 per week just by repeating this flip system.
🔥 Want to Try This Flip Yourself?
🎯 I created a full system called The New Flip to help you duplicate this process step-by-step.
It includes:
A full video walkthrough
A downloadable manual
Proven negotiation scripts
And a 30-day profit challenge
You’ll learn:
✅ How to find underpriced items (even for free)
✅ Where to post them for maximum eyeballs
✅ How to negotiate like a pro
✅ And how to scale your flips into a real business
This is more than just a hustle. It’s a hands-on training ground for bigger wins in life—especially if you want to get into real estate, wholesaling, or creative financing like I teach at My Real Estate Dojo.
📚 More Ways to Learn & Grow:
Ready to level up beyond flips?
🎓 Unlock Creative Financing Secrets
💰 Free SubTo Course – Learn how to buy houses without banks, credit, or big cash
👉 https://myrealestatedojo.com/subto/start-now/
📚 Master the Game
🧠 Books & Courses – Go deep on Subject-To, Seller Financing, and advanced investing strategies
👉 https://myrealestatedojo.com/subto/courses/
📣 Join Our Free Community
👥 Connect with real estate investors & business owners just like you
👉 www.MrNoFluFF.com/group
📲 Follow Me & Stay Inspired
TikTok 👉 https://www.tiktok.com/@myrealestatedojo
YouTube 👉 https://www.youtube.com/MyRealEstateDOJO
Podcast 👉 https://podcasts.apple.com/tw/podcast/my-real-estate-dojo/id1657018370
Website 👉 www.myrealestatedojo.com
💬 Leave a Comment Below:
Have you ever flipped something for a profit? Thinking about trying this side hustle? Drop your thoughts, questions, or success stories below — I read and reply to every comment!
⚠️ Don’t wait for permission. Don’t wait for perfect conditions. Take that $100 and flip your way to freedom. It worked for me—and it can work for you too.
Thursday, May 1, 2025
Fix & Flip = Financial Suicide in 2025 & 2026 — Here's Why
Fix & Flip = Financial Suicide in 2025 & 2026 — Here's Why
The housing market is changing FAST… and if you’re still trying to fix and flip like it’s 2012, you’re in serious danger of losing your shirt. In this video, I’m breaking down why fix & flip is financial suicide in 2025 and 2026 — and what smart investors are doing instead.
📉 Rising holding costs, declining buyer demand, higher interest rates, and unpredictable repair expenses are just the beginning. Too many investors are going broke trying to flip homes in a market that doesn’t favor short-term speculation anymore.
🏚️ I've personally built multiple real estate investing businesses from the ground up without using banks or taking on risky debt — and I’m here to tell you, there’s a better way.
💥 What You’ll Learn in This Video:
Why fix & flip is one of the riskiest real estate strategies in today’s market
The hidden dangers of flipping in a high-interest-rate economy
Why inventory is sitting longer, and what that means for flippers
The truth about contractor delays and cost overruns in 2025–2026
Why bank loans are killing profits (and what to do instead)
The better, safer strategies creative investors are using to thrive
🚨 The Reality of 2025–2026:
Let’s face it — the market that made flippers rich a few years ago is gone. Back then, cheap money and rising home values covered up a lot of mistakes. But now?
⚠️ If you're relying on fix & flip in 2025 or 2026, you're gambling.
Holding costs are eating profits.
Buyers are more cautious and selective.
Repairs cost more and take longer.
Cash buyers are sitting on the sidelines.
Interest rates are squeezing retail buyers — and YOU.
Many flippers are overleveraged, overconfident, and about to get crushed. I’ve seen this play out before — in 2008, in 2020 — and I’m telling you now: it’s happening again.
🧠 So What’s the Better Strategy?
Instead of taking on massive risk, what if you could buy houses without banks, credit, or big cash?
✅ Enter: creative financing.
Subject-To (SubTo)
Seller Financing
Wraparound Mortgages
Rent-to-Own
Lease Options
These aren’t just buzzwords — they’re the exact strategies I’ve used to build wealth without ever fixing and flipping. I teach these strategies every day at MyRealEstateDojo.com, and I’ve helped thousands of investors get started with little money and zero bank debt.
💥 Ready to Stop Flipping and Start Building Wealth?
Here’s how to get started:
📚 Grab My Free SubTo Course – Learn how to buy houses without banks, credit, or big cash
👉 https://myrealestatedojo.com/subto/start-now/
🎮 Play The New Flip Game – Make money today while learning how real creative deals work
👉 https://TheNewFlip.com
📘 Get My Books & Courses – Deep-dive into seller finance, Subject-To, and wealth-building deals
👉 https://myrealestatedojo.com/subto/courses/
👥 Join Our Free Community – Meet other real estate investors and entrepreneurs just like you
👉 https://www.MrNoFluFF.com/group
📞 Have questions? Text me directly at (720) 722-0708
🔍 Keywords This Video Targets (for SEO):
fix and flip 2025
is fix and flip dead?
flipping houses 2026
real estate investing risks 2025
better than fix and flip
seller financing
subject to investing
wraparound mortgage 2025
take over mortgage payments
creative real estate strategies
🎯 Final Thoughts
Fix and flip isn’t just outdated — it’s downright dangerous in this new economy. If you want to survive and thrive in 2025 and 2026, you need to stop chasing HGTV fantasies and start using creative financing that works NOW.
The good news? You don’t need a ton of cash or perfect credit. You just need the right mindset, the right education, and the right strategy. And that’s exactly what I’m here to help you with.
📣 Let’s Flip the Game – Not the House
👍 Like this video if it opened your eyes
💬 Comment with your experience in flipping or creative deals
🔔 Subscribe and turn on notifications so you don’t miss out
#FixAndFlip #SubjectTo #SellerFinancing #RealEstateInvesting #TheNewFlip #SubTo #OwnerFinance #2025HousingMarket #CreativeFinancing #MrNoFluff #TakeOverPayments
Monday, April 21, 2025
Tuesday, April 15, 2025
How to Became a Landlord WITHOUT Owning Any Property
🎯 How to Become a Landlord WITHOUT Owning Any Property | Creative Real Estate Investing Strategy
Did you know you can start collecting rental income without owning the property, using your own credit, or getting a mortgage? In this video, we break down one of the most powerful real estate investing strategies out there: becoming a landlord through creative financing, specifically rent-to-own, lease options, and master leases.
Whether you’re just starting out or you’ve been in the real estate game for a while, this strategy is perfect for those who want cash flow without the debt or risk of ownership. No banks. No credit checks. No 20% down. Just smart negotiation and the right approach.
✅ What You'll Learn in This Video:
How to control real estate without owning it
The exact steps to become a landlord using lease options
How to structure deals with little to no money
Pros and cons of renting out a property you don’t own
Real-life examples of rent-to-own and master lease agreements
How to talk to motivated sellers to secure these deals
Legal protections and what paperwork you’ll need
How to generate passive income without traditional ownership
Why this is a perfect strategy in today’s market for new investors
This method is sometimes called “Control Without Ownership” — a secret of the wealthy that allows you to build cash flow and passive income without the risks that come with traditional real estate investing.
🔥 Why This Works So Well in 2025:
Right now, many homeowners are struggling to sell due to high interest rates, job loss, divorce, or foreclosure. This creates opportunities for creative real estate investors like you to solve their problem and create win-win deals — by taking over payments or offering terms.
Whether you're using subject-to investing, lease options, or seller financing, the end result is the same: you get paid like a landlord, without ever owning the property.
Monday, March 31, 2025
Wednesday, March 26, 2025
Tuesday, March 25, 2025
When is the Best Time to Quit? | Know When to Walk Away from Your Busine...
Saturday, March 8, 2025
Tuesday, March 4, 2025
Tuesday, February 25, 2025
Landlords: The BEST Flooring for Rentals (Tenant-Proof, Cheap & Durable!)
❤️ I’m giving you my Seller Finance Course for FREE! ❤️ Visit my website and click on 'Start Now' to download my Seller Finance Course. Learn everything from lead generation to closing strategies and exit plans—at no cost to you! 👉 www.MyRealEstateDojo.com
Landlords, are you tired of tenants destroying your floors? In this video, I reveal the BEST flooring option for rental properties—one that’s cheap, durable, and tenant-proof!
💪 Say goodbye to expensive repairs and hello to long-lasting, low-maintenance flooring that will save you thousands in the long run.
#LandlordTips #RentalProperty #RealEstateInvesting #PassiveIncome #PropertyManagement #RentalHacks #HouseFlipping #WealthBuilding #FinancialFreedom #TenantProof #InvestingTips